Free Tool

Withholding Tax Calculator

Calculate 源泉徴収 on your freelance payments. No signup required.

¥300,000
¥10,000¥5,000,000
Payment type (報酬の種類)

Withholding per payment (源泉徴収額)

¥30,630

withheld from each ¥300,000 payment

Per payment

Gross payment (報酬額)¥300,000
Withholding (源泉徴収)10.21%-¥30,630
Net received (手取り)¥269,370

Annual summary (12 payments / year)

Total gross

¥3,600,000

Total withheld

-¥367,560

Total net received

¥3,232,440

源泉徴収 is NOT your final tax

Withholding tax (源泉徴収) on freelance payments is a pre-payment of your income tax collected at source by the paying company. It is often more than your actual tax liability. To settle the difference, you must file 確定申告 (final tax return) by March 15 each year. Many freelancers receive a refund (還付金) after filing.

Key rules

  • Withholding applies to payments from corporations to individual freelancers (所得税法第204条)
  • Payments between individuals or from sole proprietors generally do not require withholding
  • The payer issues a 支払調書 (payment record) by January 31 each year
  • Keep all 支払調書 for your 確定申告 filing

This calculator provides estimates for educational purposes only. Withholding tax rates are based on 所得税法第204条 and include 復興特別所得税 (2.1%). The rates shown (10.21% / 20.42%) apply to most freelance service payments (報酬・料金等). Some payment types have different rules. Consult a licensed tax accountant (税理士) for your specific situation.

Important: This tool provides estimates based on general rules and publicly available tax rates. Results are for educational purposes only and may not reflect your actual tax obligation. This is not tax advice (税務相談) under 税理士法. Consult a licensed 税理士 for professional guidance on your specific situation.

FinBuddy provides general educational information about Japan's financial systems based on publicly available laws and regulations. This is NOT tax advice (税務相談), financial advice, or any form of professional consultation as defined under 税理士法, 金融商品取引法, or related legislation. For advice specific to your situation, please consult a licensed 税理士 (certified tax accountant) or ファイナンシャルプランナー (financial planner). FinBuddy is an educational tool, not a substitute for professional advice.