Free Tool
Take-Home Salary Calculator
See your actual take-home pay after all Japanese taxes and deductions. No signup required.
Monthly take-home pay
¥272,733
per month after all deductions
Where your salary goes
Monthly breakdown
| Gross monthly (税込月収) | ¥357,143 |
| Health insurance (健康保険) | -¥17,518 |
| Employee pension (厚生年金) | -¥32,679 |
| Employment insurance (雇用保険) | -¥2,143 |
| Income tax (所得税) | -¥11,676 |
| Resident tax (住民税) | -¥20,394 |
| Take-home (手取り) | ¥272,733 |
Annual summary
Gross annual
¥5,000,000
Total deductions
-¥1,117,590
Net annual
¥3,882,410
Effective deduction rate
Total deductions as a percentage of gross salary
22.4%
Your payslip will show these deductions
Confused by the Japanese on your payslip? Read our Payslip Guide to understand every line item.
This calculator provides estimates for educational purposes only. Actual deductions depend on your exact 標準報酬月額 grade, specific prefecture rates, and individual circumstances. Social insurance rates reference 協会けんぽ FY2025 rates. Income tax follows 所得税法 progressive brackets with 復興特別所得税 (2.1%). Consult a licensed tax accountant (税理士) or financial planner for your specific situation.