Free Tool
Pension Refund Calculator
Estimate your 脱退一時金 — how much pension money you can get back when leaving Japan. No signup required.
This calculator is for educational purposes only. Actual refund amounts depend on your exact contribution history. Consult the Japan Pension Service (\u65E5\u672C\u5E74\u91D1\u6A5F\u69CB) or a licensed social insurance specialist (\u793E\u4F1A\u4FDD\u967A\u52B4\u52D9\u58EB) for your specific situation.
Estimated refund (before tax)
¥1,050,000
| \u539A\u751F\u5E74\u91D1portion | ¥1,050,000 |
| Gross refund | ¥1,050,000 |
| Tax withheld(20.42%) | -¥214,410 |
| Net after tax | ¥835,590 |
You can reclaim the withheld tax
The 20.42% tax (¥214,410) can be reclaimed by appointing a \u7D0D\u7A0E\u7BA1\u7406\u4EBA (tax agent) in Japan before you leave. They file on your behalf and the tax is refunded to your designated bank account.
Ref: \u6240\u5F97\u7A0E\u6CD5\u7B2C117\u6761 / \u56FD\u7A0E\u5E81\u30BF\u30C3\u30AF\u30B9\u30A2\u30F3\u30B5\u30FC No.1926
Important deadline
You must apply within 2 years of losing your residential address in Japan. The refund cap was raised from 36 months to 60 months in the 2021 reform.
Ref: \u539A\u751F\u5E74\u91D1\u4FDD\u967A\u6CD5\u7B2C130\u6761 / \u56FD\u6C11\u5E74\u91D1\u6CD5\u7B2C108\u6761\u306E2
Eligibility checklist
- You are NOT a Japanese national
- You have contributed to the pension system for 6+ months
- You do NOT have a residential address in Japan (you have left or are leaving)
- You have never received a Japanese pension benefit
- You apply within 2 years of leaving Japan