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Housing type
Lifestyle
Commute
Eating habits

Estimated monthly cost

¥225,000

per month in Tokyo (23 wards)

Rent¥80,000 (36%)
Utilities¥12,000 (5%)
Food¥55,000 (24%)
Transport¥10,000 (4%)
Phone / Internet¥8,000 (4%)
Health insurance¥15,000 (7%)
Entertainment¥30,000 (13%)
Miscellaneous¥15,000 (7%)

Monthly breakdown

Rent (家賃)¥80,000
Utilities (光熱費)¥12,000
Food (食費)¥55,000
Transport (交通費)¥10,000
Phone / Internet (通信費)¥8,000
Health insurance (健康保険)¥15,000
Entertainment (娯楽費)¥30,000
Miscellaneous (その他)¥15,000
Total (合計)¥225,000

Annual estimate

¥2,700,000

Daily average

¥7,500

How this compares

The median monthly take-home salary in Tokyo (23 wards) is roughly ¥300K-350K. Most foreigners in Tokyo (23 wards) spend ¥150K-250K/month on living costs. Your estimate of ¥225K is above average -- make sure your income supports this comfortably.

Tip

Rent is typically the largest expense. If you can live 15-20 minutes outside the city center, you can often save ¥20K-40K/month on rent alone. Share houses are an excellent option for newcomers -- they include utilities and Wi-Fi, reducing upfront costs and deposit requirements.

These estimates are for educational purposes only. Actual costs vary significantly by neighborhood, building age, and personal habits. Rent data is based on average listings from major real estate portals (SUUMO, Homes.co.jp) as of 2025. Health insurance cost assumes a rough national health insurance (国民健康保険) estimate; actual premiums depend on your income and municipality. Consult local resources for precise figures.

Important: This tool provides estimates based on general rules and publicly available tax rates. Results are for educational purposes only and may not reflect your actual tax obligation. This is not tax advice (税務相談) under 税理士法. Consult a licensed 税理士 for professional guidance on your specific situation.

FinBuddy provides general educational information about Japan's financial systems based on publicly available laws and regulations. This is NOT tax advice (税務相談), financial advice, or any form of professional consultation as defined under 税理士法, 金融商品取引法, or related legislation. For advice specific to your situation, please consult a licensed 税理士 (certified tax accountant) or ファイナンシャルプランナー (financial planner). FinBuddy is an educational tool, not a substitute for professional advice.